Polina
415.345.3097
415.515.6158
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 The De-Levi Team
"San Francisco's Premier Realtors" 
Mother & Son


Leon
415.345.3096
415.235.4652
Email Me

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The Loan Process
Buyers' and Sellers' Costs
The Inspection Process
Common Forms of Ownership
The Escrow
Terms You Should Know
After the Offer

Buyers' and Sellers' Costs

In general, the Buyer usually pays for The following:
bulletEscrow fee
bulletTitle Insurance
bulletTransaction fee
bulletDocument preparation fee
bulletLoan fees such as:
  1. Loan origination fee
  2. Loan discount fee
  3. Prepaid interest on new loan from date of funding to first payment date
  4. Loan processing fee
  5. Credit report
  6. Appraisal fee
  7. Mortgage insurance
  8. Tax service fee
  9. Hazard insurance reserve
  10. Mortgage insurance reserve
bulletRecording fee
bulletNotary fees
bulletPest control inspection fees
bulletFire & Hazard insurance premium
bulletProrated property taxes
 

In general, the Seller usually pays for the following:

bulletReal estate commission
bulletCity & County transfer tax
bulletTransaction fee
bulletDocument preparation fee
bulletPayoff of existing loans:
bulletInterest accrued to loan payoff
bulletPayoff demand statement fee
bulletReconveyance fee
bulletPrepayment penalties, if any
bulletAny corrective work paid by Seller
bulletLocal ordinance compliance
bullet3-R and mandatory disclosures
bulletGeological survey
bulletRecording fees to clear title
bulletNotary fees for Seller's documents
bulletAny unpaid bonds, assessments or homeowner's dues
bulletUnderground oil tank inspection and removal (if tank is present)
bulletProrated property taxes


Contact us at: 
415.345.3096 or send email to:  Ldelevi@pacunion.com